Home Loan
Make Your Dream Home
A Reality with Us
A home loan helps you purchase your dream home without financial stress. With affordable EMIs, flexible tenure, and tax benefits, it allows you to own property today and repay comfortably over time.
Key Highlights of Home Loan
Get quick, hassle-free Home loans with low rates and flexible repayment.
| Criteria | Details |
|---|---|
| Employment Type | Salaried or Self-employed |
| Minimum Age | 21 years |
| Minimum Income | ₹25,000/month |
| Income Stability | Stable income with a good CIBIL score (700+) |
| Document | Details |
|---|---|
| KYC (PAN, Aadhar) | Required |
| Income Proof | Salary slips (3-6 months), Form 16 |
| Bank Statements (last 6-12 months) | Required |
| Property Documents | |
| Title Deed | Required |
| Sale Agreement | Required |
| Allotment/Posession Letter | Required |
| NOC from Builder/Society | Required |
| Existing Loan Statement (for BT) | Required if applicable |
| Sanction Letter (for BT) | Required if applicable |
| Valuation Report (for BT cases) | Required if applicable |
| Document | Details |
|---|---|
| KYC (PAN, Aadhar) | Required |
| Income Proof | ITRs (2-3 years), Balance Sheet & P&L |
| Bank Statements (last 6-12 months) | Required |
| Property Documents | |
| Title Deed | Required |
| Sale Agreement | Required |
| Allotment/Posession Letter | Required |
| NOC from Builder/Society | Required |
| Existing Loan Statement (for BT) | Required if applicable |
| Sanction Letter (for BT) | Required if applicable |
| Valuation Report (for BT cases) | Required if applicable |
Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
Our testimonials
Real Stories, Real People & Real Results
See how MBFC capital has helped people reach their goals with the right loan at the right time.
“Buying my first home felt impossible until I found MBFC Capital. Their team guided me step by step and got my loan approved in just a few days. The flexible repayment plan made it all manageable. Today, I wake up in my own house, and it still feels like a dream.”
Customer- Home Loan
“I needed a quick personal loan for medical expenses, and MBFC Capital was the only company that responded quickly and clearly. No hidden charges, no confusing process—just genuine help when I needed it most. Forever grateful!”
Customer- Personal Loan
“Starting my small business was risky, but MBFC Capital believed in me when others didn’t. Their business loan gave me the push I needed to get things off the ground. I’ve already expanded in just 8 months—and I’m just getting started!”
Customer- Business loan
Frequently Asked Questions
Some FAQs People Like to Know About Our Home Loan Process
Home loan approvals typically take 3 to 7 working days, depending on document verification and lender processes..
2. What is the minimum income required to apply for a home loan?
The required income varies by bank, but usually starts from ₹25,000 per month, depending on location and profile.
3. What documents are needed for a home loan?
You’ll need identity proof, address proof, income proof (salary slips or ITR), bank statements, and property documents.
4. How much loan amount am I eligible for?
Loan eligibility depends on your income, repayment capacity, credit score, and property value. We help you assess instantly.
5. Can I get a loan for an under-construction property?
Yes, we assist with home loans for ready-to-move and under-construction properties from approved builders/projects.
6. Is there any tax benefit on home loans?
Yes, you can claim tax deductions under Section 80C and 24(b) on principal and interest repayment, respectively.
7. Can I transfer my existing home loan to reduce EMI?
Absolutely! We help with Home Loan Balance Transfers to lower your interest rate and reduce the overall EMI burden.
Get The Best Loan to Make Your Dreams Come True
Talk to our experts for a FREE consultation and smooth guidance through your loan approval process.